6,295 SBA 7(a) loans were approved in Texas last year
$4.1B in approvals across 19 industry sectors in fiscal year 2025. Below: which sectors got funded, how much a typical approval was, and how long the lenders wrote the paper for.
What got funded, by sector
Every approved 7(a) loan carries an industry code. Grouped at the sector level, this is where Texas's SBA money went in FY2025.
| Sector | Loans | Lenders | Median approval | Median term |
|---|---|---|---|---|
| Accommodation and food services | 827 | 155 | $500,000 | 120 mo |
| Health care and social assistance | 750 | 109 | $285,550 | 120 mo |
| Other services (except public administration) | 726 | 128 | $250,000 | 120 mo |
| Professional, scientific and technical services | 707 | 86 | $200,000 | 120 mo |
| Retail trade | 703 | 90 | $350,000 | 120 mo |
| Construction | 689 | 103 | $200,000 | 120 mo |
| Administrative, support and waste management services | 348 | 67 | $200,000 | 120 mo |
| Manufacturing | 294 | 51 | $250,000 | 120 mo |
| Arts, entertainment and recreation | 278 | 80 | $312,350 | 120 mo |
| Wholesale trade | 215 | 60 | $273,300 | 120 mo |
| Transportation and warehousing | 211 | 52 | $150,000 | 120 mo |
| Finance and insurance | 147 | 38 | $150,000 | 120 mo |
| Educational services | 127 | 55 | $200,000 | 120 mo |
| Real estate, rental and leasing | 105 | 41 | $150,000 | 120 mo |
| Information | 72 | 27 | $150,000 | 120 mo |
| Agriculture, forestry, fishing and hunting | 46 | 14 | $639,000 | 120 mo |
| Mining, quarrying, and oil and gas extraction | 28 | 15 | $250,000 | 120 mo |
| Utilities | 17 | 10 | $150,000 | 120 mo |
| Management of companies and enterprises | 5 | 4 | $300,000 | 300 mo |
Medians are per sector and are not averaged together — a median cannot be added up. Sector counts partition the year: they sum to the 6,295 approvals above, with no loan counted twice.
Texas industries in detail
Where the data is thick enough to name lenders and show the spread of approvals, there is a page for the industry itself.
- Full-Service Restaurants · 298 loans
- Limited-Service Restaurants · 203 loans
- Fitness and Recreational Sports Centers · 157 loans
- Snack and Nonalcoholic Beverage Bars · 140 loans
- Child Care Services · 131 loans
- Beauty Salons · 119 loans
- Hotels (except Casino Hotels) and Motels · 114 loans
- General Automotive Repair · 114 loans
- Insurance Agencies and Brokerages · 114 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 106 loans
- Other Personal Care Services · 105 loans
- Offices of Physicians (except Mental Health Specialists) · 100 loans
- All Other Specialty Trade Contractors · 89 loans
- Residential Remodelers · 86 loans
- Home Health Care Services · 83 loans
- General Freight Trucking, Long-Distance, Truckload · 73 loans
- Offices of Dentists · 72 loans
- Landscaping Services · 67 loans
- All Other Amusement and Recreation Industries · 67 loans
- Offices of All Other Miscellaneous Health Practitioners · 65 loans
- Offices of Lawyers · 64 loans
- General Freight Trucking, Local · 61 loans
- All Other Professional, Scientific, and Technical Services · 61 loans
- Electrical Contractors and Other Wiring Installation Contractors · 58 loans
- Custom Computer Programming Services · 58 loans
- Offices of Chiropractors · 55 loans
- All Other Personal Services · 53 loans
- Pet Care (except Veterinary) Services · 53 loans
- Janitorial Services · 51 loans
- Other Services to Buildings and Dwellings · 51 loans
- Clothing and Clothing Accessories Retailers · 50 loans
- Administrative Management and General Management Consulting Services · 49 loans
- Offices of Physical, Occupational and Speech Therapists, and Audiologists · 49 loans
- Sports and Recreation Instruction · 48 loans
- Commercial and Institutional Building Construction · 46 loans
- New Single-Family Housing Construction (except For-Sale Builders) · 46 loans
- Offices of Mental Health Practitioners (except Physicians) · 45 loans
- Automotive Body, Paint, and Interior Repair and Maintenance · 44 loans
- Roofing Contractors · 40 loans
- Other Computer Related Services · 40 loans
- Marketing Consulting Services · 39 loans
- Beer, Wine, and Liquor Retailers · 38 loans
- Used Car Dealers · 37 loans
- Painting and Wall Covering Contractors · 35 loans
- Veterinary Services · 34 loans
- Other Accounting Services · 34 loans
- Offices of Certified Public Accountants · 33 loans
- Engineering Services · 33 loans
- Car Washes · 30 loans
- Drinking Places (Alcoholic Beverages) · 28 loans
- Supermarkets and Other Grocery Retailers (except Convenience Retailers) · 27 loans
- Offices of Real Estate Agents and Brokers · 26 loans
Lenders active across Texas
These names come up at the top of several sectors in Texas. It is a picture of who is lending here — not a ranking: the published file lists the leading lenders of each sector, so a bank strong in one single sector can be missing from this view.
Where this comes from
U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), as published on 2026-06-30. Fiscal year 2025 is the last complete one; the year in progress is excluded so the figures do not move under you. All our sources.
This page reports approvals. It says nothing about applications that were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other states
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Every plan we build pulls this data for your own state and industry, positions your request against what actually got approved, and computes the coverage ratio your deal is held to — before you pay.
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