SBA lending data · fiscal year 2025

32 lenders funded all other specialty trade contractors in Texas last year

89 SBA 7(a) loans approved under NAICS 238990. Median approval $250,000, median term 120 months, median initial rate 10.25%.

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What was actually approved

89
loans approved
32
distinct lenders
$125k
25th percentile
$438k
75th percentile

Half of all approvals in this industry and state fell between $125,000 and $437,500. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1The Huntington National Bank21 loans · $12.2M
  2. 2Northeast Bank13 loans · $3M
  3. 3JPMorgan Chase Bank, National Association5 loans · $1.3M
  4. 4PlainsCapital Bank4 loans · $0.4M
  5. 5Readycap Lending, LLC4 loans · $1.5M
  6. 6Newtek Bank, National Association3 loans · $0.9M
  7. 7BayFirst National Bank3 loans · $0.5M
  8. 8First Internet Bank of Indiana3 loans · $5.5M
  9. 9Lendistry SBLC, LLC3 loans · $0.8M
  10. 10TexasBank3 loans · $0.8M
  11. 11First Commonwealth Bank2 loans · $0.5M
  12. 12PNC Bank, National Association2 loans · $0.1M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20234122$300,000
FY20248332$200,000
FY20258932$250,000

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in Texas

All Other Specialty Trade Contractors in other states

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