6,302 SBA 7(a) loans were approved in Florida last year
$3.2B in approvals across 20 industry sectors in fiscal year 2025. Below: which sectors got funded, how much a typical approval was, and how long the lenders wrote the paper for.
What got funded, by sector
Every approved 7(a) loan carries an industry code. Grouped at the sector level, this is where Florida's SBA money went in FY2025.
| Sector | Loans | Lenders | Median approval | Median term |
|---|---|---|---|---|
| Construction | 859 | 94 | $221,000 | 120 mo |
| Professional, scientific and technical services | 787 | 81 | $150,000 | 120 mo |
| Health care and social assistance | 684 | 94 | $300,000 | 120 mo |
| Other services (except public administration) | 599 | 106 | $188,000 | 120 mo |
| Accommodation and food services | 582 | 108 | $362,650 | 120 mo |
| Retail trade | 574 | 74 | $150,000 | 120 mo |
| Administrative, support and waste management services | 435 | 69 | $150,000 | 120 mo |
| Wholesale trade | 420 | 67 | $250,000 | 120 mo |
| Manufacturing | 305 | 44 | $250,000 | 120 mo |
| Transportation and warehousing | 250 | 45 | $133,250 | 120 mo |
| Arts, entertainment and recreation | 234 | 63 | $284,000 | 120 mo |
| Real estate, rental and leasing | 172 | 51 | $150,000 | 120 mo |
| Finance and insurance | 167 | 44 | $150,000 | 120 mo |
| Educational services | 114 | 34 | $150,000 | 120 mo |
| Information | 61 | 22 | $150,000 | 120 mo |
| Agriculture, forestry, fishing and hunting | 33 | 11 | $200,000 | 120 mo |
| Utilities | 10 | 10 | $256,650 | 120 mo |
| Mining, quarrying, and oil and gas extraction | 8 | 3 | $250,000 | 120 mo |
| Management of companies and enterprises | 5 | 5 | $950,000 | 120 mo |
| Public administration | 3 | 3 | $50,000 | 120 mo |
Medians are per sector and are not averaged together — a median cannot be added up. Sector counts partition the year: they sum to the 6,302 approvals above, with no loan counted twice.
Florida industries in detail
Where the data is thick enough to name lenders and show the spread of approvals, there is a page for the industry itself.
- Full-Service Restaurants · 231 loans
- Limited-Service Restaurants · 183 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 138 loans
- Residential Remodelers · 135 loans
- Fitness and Recreational Sports Centers · 131 loans
- All Other Specialty Trade Contractors · 131 loans
- Beauty Salons · 104 loans
- Insurance Agencies and Brokerages · 101 loans
- Child Care Services · 98 loans
- Offices of Physicians (except Mental Health Specialists) · 97 loans
- General Freight Trucking, Long-Distance, Truckload · 96 loans
- Landscaping Services · 87 loans
- Administrative Management and General Management Consulting Services · 84 loans
- Snack and Nonalcoholic Beverage Bars · 82 loans
- Other Personal Care Services · 82 loans
- General Automotive Repair · 80 loans
- Offices of Dentists · 80 loans
- Home Health Care Services · 75 loans
- Janitorial Services · 72 loans
- Electrical Contractors and Other Wiring Installation Contractors · 70 loans
- General Freight Trucking, Local · 67 loans
- Offices of Lawyers · 66 loans
- All Other Personal Services · 65 loans
- Offices of All Other Miscellaneous Health Practitioners · 62 loans
- All Other Professional, Scientific, and Technical Services · 59 loans
- Offices of Chiropractors · 59 loans
- Offices of Real Estate Agents and Brokers · 56 loans
- New Single-Family Housing Construction (except For-Sale Builders) · 55 loans
- Offices of Mental Health Practitioners (except Physicians) · 52 loans
- Marketing Consulting Services · 52 loans
- Other Services to Buildings and Dwellings · 52 loans
- Pet Care (except Veterinary) Services · 51 loans
- Other Accounting Services · 50 loans
- Offices of Certified Public Accountants · 46 loans
- Painting and Wall Covering Contractors · 45 loans
- Roofing Contractors · 45 loans
- Custom Computer Programming Services · 45 loans
- Veterinary Services · 44 loans
- Other Miscellaneous Durable Goods Merchant Wholesalers · 44 loans
- All Other Amusement and Recreation Industries · 43 loans
- Clothing and Clothing Accessories Retailers · 43 loans
- Commercial and Institutional Building Construction · 42 loans
- Offices of Physical, Occupational and Speech Therapists, and Audiologists · 42 loans
- Other Computer Related Services · 34 loans
- Engineering Services · 32 loans
- Car Washes · 30 loans
- Used Car Dealers · 28 loans
- Hotels (except Casino Hotels) and Motels · 27 loans
- Assisted Living Facilities for the Elderly · 27 loans
- Automotive Body, Paint, and Interior Repair and Maintenance · 25 loans
Lenders active across Florida
These names come up at the top of several sectors in Florida. It is a picture of who is lending here — not a ranking: the published file lists the leading lenders of each sector, so a bank strong in one single sector can be missing from this view.
Where this comes from
U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), as published on 2026-06-30. Fiscal year 2025 is the last complete one; the year in progress is excluded so the figures do not move under you. All our sources.
This page reports approvals. It says nothing about applications that were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other states
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Every plan we build pulls this data for your own state and industry, positions your request against what actually got approved, and computes the coverage ratio your deal is held to — before you pay.
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