SBA lending data · fiscal year 2025

23 lenders funded roofing contractors in Texas last year

40 SBA 7(a) loans approved under NAICS 238160. Median approval $250,000, median term 120 months, median initial rate 11%.

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What was actually approved

40
loans approved
23
distinct lenders
$117k
25th percentile
$500k
75th percentile

Half of all approvals in this industry and state fell between $117,025 and $500,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1Northeast Bank6 loans · $1.3M
  2. 2Lendistry SBLC, LLC4 loans · $0.6M
  3. 3Wells Fargo Bank National Association3 loans · $0M
  4. 4Newtek Bank, National Association2 loans · $0.8M
  5. 5JPMorgan Chase Bank, National Association2 loans · $0.7M
  6. 6First Internet Bank of Indiana2 loans · $2.3M
  7. 7Readycap Lending, LLC2 loans · $0.6M
  8. 8Zions Bank, A Division of2 loans · $0.2M
  9. 9Fifth Third Bank2 loans · $1.9M
  10. 10Security National Bank of Omaha2 loans · $1.5M
  11. 11U.S. Bank, National Association1 loan · $0M
  12. 12BayFirst National Bank1 loan · $0.2M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20232212$322,500
FY20243616$150,000
FY20254023$250,000

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in Texas

Roofing Contractors in other states

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