SBA lending data · fiscal year 2025
42 lenders funded beauty salons in Texas last year
119 SBA 7(a) loans approved under NAICS 812112. Median approval $125,000, median term 120 months, median initial rate 10.5%.
What was actually approved
Half of all approvals in this industry and state fell between $50,000 and $331,500. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1Newtek Bank, National Association18 loans · $3M
- 2Northeast Bank14 loans · $0.9M
- 3Readycap Lending, LLC14 loans · $1.1M
- 4The Huntington National Bank9 loans · $1.5M
- 5BayFirst National Bank6 loans · $0.6M
- 6Zions Bank, A Division of6 loans · $1M
- 7Lendistry SBLC, LLC5 loans · $0.7M
- 8Celtic Bank Corporation3 loans · $0.3M
- 9Live Oak Banking Company2 loans · $0.7M
- 10Northwest Bank2 loans · $0.5M
- 11PCB Bank2 loans · $0.4M
- 12Wallis Bank2 loans · $0.4M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 68 | 35 | $153,400 |
| FY2024 | 53 | 29 | $150,000 |
| FY2025 | 119 | 42 | $125,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Texas
- Full-Service Restaurants · 298 loans
- Limited-Service Restaurants · 203 loans
- Fitness and Recreational Sports Centers · 157 loans
- Snack and Nonalcoholic Beverage Bars · 140 loans
- Child Care Services · 131 loans
- Hotels (except Casino Hotels) and Motels · 114 loans
- General Automotive Repair · 114 loans
- Insurance Agencies and Brokerages · 114 loans
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