SBA lending data · fiscal year 2025

58 lenders funded snack and nonalcoholic beverage bars in Texas last year

140 SBA 7(a) loans approved under NAICS 722515. Median approval $397,950, median term 120 months, median initial rate 10%.

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What was actually approved

140
loans approved
58
distinct lenders
$150k
25th percentile
$668k
75th percentile

Half of all approvals in this industry and state fell between $150,000 and $667,650. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1The Huntington National Bank34 loans · $9.8M
  2. 2Newtek Bank, National Association8 loans · $2.4M
  3. 3Frost Bank6 loans · $2.4M
  4. 4Northeast Bank4 loans · $0.3M
  5. 5T Bank, National Association4 loans · $5.2M
  6. 6Lone Star National Bank4 loans · $0.4M
  7. 7Bank Five Nine4 loans · $6.3M
  8. 8Wallis Bank3 loans · $1.2M
  9. 9Citizens Bank3 loans · $1.8M
  10. 10Zions Bank, A Division of3 loans · $0.6M
  11. 11Celtic Bank Corporation3 loans · $0.9M
  12. 12Readycap Lending, LLC3 loans · $1.3M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY202310256$363,800
FY202411157$349,600
FY202514058$397,950

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in Texas

Snack and Nonalcoholic Beverage Bars in other states

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