SBA lending data · fiscal year 2025
26 lenders funded all other professional, scientific, and technical services in Texas last year
61 SBA 7(a) loans approved under NAICS 541990. Median approval $250,000, median term 120 months, median initial rate 10.25%.
What was actually approved
Half of all approvals in this industry and state fell between $100,000 and $500,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1Northeast Bank17 loans · $3M
- 2The Huntington National Bank5 loans · $1.5M
- 3Newtek Bank, National Association5 loans · $0.9M
- 4Live Oak Banking Company4 loans · $9.1M
- 5Readycap Lending, LLC4 loans · $0.9M
- 6Byline Bank2 loans · $1.3M
- 7JPMorgan Chase Bank, National Association2 loans · $1.3M
- 8T Bank, National Association2 loans · $5.4M
- 9American Bank of Commerce2 loans · $0.3M
- 10Susser Bank2 loans · $3.6M
- 11Plains State Bank1 loan · $0.2M
- 12TowneBank1 loan · $1.1M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 31 | 22 | $281,800 |
| FY2024 | 40 | 23 | $193,000 |
| FY2025 | 61 | 26 | $250,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Texas
- Full-Service Restaurants · 298 loans
- Limited-Service Restaurants · 203 loans
- Fitness and Recreational Sports Centers · 157 loans
- Snack and Nonalcoholic Beverage Bars · 140 loans
- Child Care Services · 131 loans
- Beauty Salons · 119 loans
- Hotels (except Casino Hotels) and Motels · 114 loans
- General Automotive Repair · 114 loans
All Other Professional, Scientific, and Technical Services in other states
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