SBA lending data · fiscal year 2025
38 lenders funded other personal care services in Texas last year
79 SBA 7(a) loans approved under NAICS 812199. Median approval $243,000, median term 120 months, median initial rate 10.25%.
What was actually approved
Half of all approvals in this industry and state fell between $101,400 and $658,500. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1The Huntington National Bank15 loans · $4.8M
- 2Wells Fargo Bank National Association6 loans · $0.8M
- 3Zions Bank, A Division of6 loans · $0.9M
- 4BayFirst National Bank5 loans · $3M
- 5Newtek Bank, National Association4 loans · $0.8M
- 6First Bank of the Lake4 loans · $2.6M
- 7American Bank of Commerce3 loans · $1.5M
- 8FDIC - Community Bank & Trust-West Georgia2 loans · $1.6M
- 9Cornerstone Capital Bank SSB2 loans · $0.2M
- 10Frost Bank2 loans · $0.6M
- 11Readycap Lending, LLC2 loans · $0.9M
- 12Texas Capital Bank2 loans · $1.8M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 53 | 27 | $315,000 |
| FY2024 | 105 | 39 | $370,000 |
| FY2025 | 79 | 38 | $243,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Texas
- Full-Service Restaurants · 298 loans
- Limited-Service Restaurants · 203 loans
- Fitness and Recreational Sports Centers · 157 loans
- Snack and Nonalcoholic Beverage Bars · 140 loans
- Child Care Services · 131 loans
- Beauty Salons · 119 loans
- Hotels (except Casino Hotels) and Motels · 114 loans
- General Automotive Repair · 114 loans
Other Personal Care Services in other states
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