9,692 SBA 7(a) loans were approved in California last year
$4.8B in approvals across 19 industry sectors in fiscal year 2025. Below: which sectors got funded, how much a typical approval was, and how long the lenders wrote the paper for.
What got funded, by sector
Every approved 7(a) loan carries an industry code. Grouped at the sector level, this is where California's SBA money went in FY2025.
| Sector | Loans | Lenders | Median approval | Median term |
|---|---|---|---|---|
| Professional, scientific and technical services | 1,239 | 98 | $150,000 | 120 mo |
| Retail trade | 1,198 | 87 | $210,000 | 120 mo |
| Construction | 1,173 | 96 | $150,000 | 120 mo |
| Accommodation and food services | 1,126 | 125 | $252,700 | 120 mo |
| Other services (except public administration) | 966 | 102 | $150,000 | 120 mo |
| Health care and social assistance | 955 | 101 | $250,000 | 120 mo |
| Manufacturing | 569 | 55 | $272,500 | 120 mo |
| Wholesale trade | 531 | 73 | $250,000 | 120 mo |
| Administrative, support and waste management services | 471 | 77 | $164,100 | 120 mo |
| Transportation and warehousing | 383 | 56 | $150,000 | 120 mo |
| Arts, entertainment and recreation | 359 | 62 | $200,000 | 120 mo |
| Real estate, rental and leasing | 208 | 49 | $150,000 | 120 mo |
| Educational services | 171 | 42 | $150,000 | 120 mo |
| Finance and insurance | 142 | 38 | $225,350 | 120 mo |
| Information | 133 | 32 | $150,000 | 120 mo |
| Agriculture, forestry, fishing and hunting | 54 | 17 | $150,000 | 120 mo |
| Utilities | 7 | 5 | $150,000 | 120 mo |
| Mining, quarrying, and oil and gas extraction | 4 | 4 | $100,000 | 120 mo |
| Public administration | 3 | 2 | $175,000 | 120 mo |
Medians are per sector and are not averaged together — a median cannot be added up. Sector counts partition the year: they sum to the 9,692 approvals above, with no loan counted twice.
California industries in detail
Where the data is thick enough to name lenders and show the spread of approvals, there is a page for the industry itself.
- Full-Service Restaurants · 461 loans
- Limited-Service Restaurants · 326 loans
- Fitness and Recreational Sports Centers · 190 loans
- Residential Remodelers · 172 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 166 loans
- General Automotive Repair · 156 loans
- Snack and Nonalcoholic Beverage Bars · 150 loans
- Offices of Dentists · 136 loans
- Administrative Management and General Management Consulting Services · 134 loans
- All Other Specialty Trade Contractors · 132 loans
- Electrical Contractors and Other Wiring Installation Contractors · 128 loans
- Beer, Wine, and Liquor Retailers · 127 loans
- Offices of Physicians (except Mental Health Specialists) · 126 loans
- Home Health Care Services · 122 loans
- Child Care Services · 113 loans
- Beauty Salons · 112 loans
- Offices of Lawyers · 112 loans
- All Other Professional, Scientific, and Technical Services · 111 loans
- Other Personal Care Services · 109 loans
- General Freight Trucking, Long-Distance, Truckload · 108 loans
- All Other Personal Services · 108 loans
- General Freight Trucking, Local · 102 loans
- Insurance Agencies and Brokerages · 98 loans
- Commercial and Institutional Building Construction · 96 loans
- New Single-Family Housing Construction (except For-Sale Builders) · 93 loans
- Clothing and Clothing Accessories Retailers · 91 loans
- Other Accounting Services · 84 loans
- Janitorial Services · 80 loans
- Offices of All Other Miscellaneous Health Practitioners · 79 loans
- Automotive Body, Paint, and Interior Repair and Maintenance · 75 loans
- Marketing Consulting Services · 75 loans
- Supermarkets and Other Grocery Retailers (except Convenience Retailers) · 72 loans
- Offices of Real Estate Agents and Brokers · 72 loans
- Custom Computer Programming Services · 71 loans
- Landscaping Services · 60 loans
- Used Car Dealers · 60 loans
- Engineering Services · 59 loans
- All Other Amusement and Recreation Industries · 56 loans
- Offices of Certified Public Accountants · 56 loans
- Assisted Living Facilities for the Elderly · 55 loans
- Pet Care (except Veterinary) Services · 54 loans
- Offices of Mental Health Practitioners (except Physicians) · 51 loans
- Other Miscellaneous Durable Goods Merchant Wholesalers · 51 loans
- Painting and Wall Covering Contractors · 50 loans
- Offices of Physical, Occupational and Speech Therapists, and Audiologists · 47 loans
- Sports and Recreation Instruction · 46 loans
- Other Computer Related Services · 45 loans
- Hotels (except Casino Hotels) and Motels · 41 loans
- Roofing Contractors · 41 loans
- Offices of Chiropractors · 40 loans
- Drinking Places (Alcoholic Beverages) · 40 loans
- Car Washes · 38 loans
- Site Preparation Contractors · 37 loans
- Other Services to Buildings and Dwellings · 34 loans
- Veterinary Services · 30 loans
Lenders active across California
These names come up at the top of several sectors in California. It is a picture of who is lending here — not a ranking: the published file lists the leading lenders of each sector, so a bank strong in one single sector can be missing from this view.
Where this comes from
U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), as published on 2026-06-30. Fiscal year 2025 is the last complete one; the year in progress is excluded so the figures do not move under you. All our sources.
This page reports approvals. It says nothing about applications that were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other states
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