SBA lending data · fiscal year 2025
24 lenders funded all other personal services in Florida last year
65 SBA 7(a) loans approved under NAICS 812990. Median approval $136,800, median term 120 months, median initial rate 10.5%.
What was actually approved
Half of all approvals in this industry and state fell between $50,000 and $279,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1Northeast Bank13 loans · $1.9M
- 2Readycap Lending, LLC13 loans · $1.3M
- 3TD Bank, National Association5 loans · $0.1M
- 4BayFirst National Bank4 loans · $0.5M
- 5The Huntington National Bank3 loans · $0.6M
- 6Wells Fargo Bank National Association2 loans · $0.1M
- 7DFCU Financial2 loans · $0.4M
- 8Customers Bank2 loans · $2M
- 9Lendistry SBLC, LLC2 loans · $0.4M
- 10SouthState Bank, National Association2 loans · $0.8M
- 11Live Oak Banking Company2 loans · $1.9M
- 12Stone Bank2 loans · $0.2M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 46 | 17 | $150,000 |
| FY2024 | 65 | 23 | $89,000 |
| FY2025 | 65 | 24 | $136,800 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Florida
- Full-Service Restaurants · 231 loans
- Limited-Service Restaurants · 183 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 138 loans
- Residential Remodelers · 135 loans
- Fitness and Recreational Sports Centers · 131 loans
- All Other Specialty Trade Contractors · 131 loans
- Beauty Salons · 104 loans
- Insurance Agencies and Brokerages · 101 loans
All Other Personal Services in other states
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