SBA lending data · fiscal year 2025

20 lenders funded roofing contractors in Florida last year

45 SBA 7(a) loans approved under NAICS 238160. Median approval $260,500, median term 120 months, median initial rate 10.5%.

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What was actually approved

45
loans approved
20
distinct lenders
$100k
25th percentile
$500k
75th percentile

Half of all approvals in this industry and state fell between $100,000 and $500,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1TD Bank, National Association8 loans · $0.6M
  2. 2Northeast Bank5 loans · $0.8M
  3. 3Newtek Bank, National Association4 loans · $2.3M
  4. 4Lendistry SBLC, LLC3 loans · $0.6M
  5. 5The Huntington National Bank3 loans · $1.1M
  6. 6United Midwest Savings Bank National Association3 loans · $2.7M
  7. 7Readycap Lending, LLC3 loans · $1.1M
  8. 8JPMorgan Chase Bank, National Association2 loans · $0.7M
  9. 9BankUnited, National Association2 loans · $2.2M
  10. 10First Internet Bank of Indiana2 loans · $2.8M
  11. 11PNC Bank, National Association1 loan · $0M
  12. 12TowneBank1 loan · $1.3M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20234015$324,000
FY20244018$290,000
FY20254520$260,500

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in Florida

Roofing Contractors in other states

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