SBA lending data · fiscal year 2025

33 lenders funded general automotive repair in Florida last year

80 SBA 7(a) loans approved under NAICS 811111. Median approval $300,900, median term 120 months, median initial rate 11%.

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What was actually approved

80
loans approved
33
distinct lenders
$100k
25th percentile
$908k
75th percentile

Half of all approvals in this industry and state fell between $100,000 and $908,250. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1Newtek Bank, National Association24 loans · $5.7M
  2. 2TD Bank, National Association10 loans · $1.4M
  3. 3Live Oak Banking Company4 loans · $11.9M
  4. 4Seacoast National Bank4 loans · $4.7M
  5. 5Readycap Lending, LLC2 loans · $0.5M
  6. 6First Commonwealth Bank2 loans · $2.5M
  7. 7Celtic Bank Corporation2 loans · $0.3M
  8. 8SouthState Bank, National Association2 loans · $2M
  9. 9Merchants Bank of Indiana2 loans · $0.9M
  10. 10Community Bank of Mississippi2 loans · $0.9M
  11. 11Truist Bank2 loans · $1.5M
  12. 12Northeast Bank2 loans · $0.6M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20234924$200,000
FY20246628$181,000
FY20258033$300,900

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in Florida

General Automotive Repair in other states

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