SBA lending data · fiscal year 2025

40 lenders funded snack and nonalcoholic beverage bars in Florida last year

82 SBA 7(a) loans approved under NAICS 722515. Median approval $409,000, median term 120 months, median initial rate 10%.

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What was actually approved

82
loans approved
40
distinct lenders
$187k
25th percentile
$590k
75th percentile

Half of all approvals in this industry and state fell between $186,625 and $589,500. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1The Huntington National Bank23 loans · $5.5M
  2. 2Newtek Bank, National Association6 loans · $2M
  3. 3Citizens Bank6 loans · $3.3M
  4. 4First Bank of the Lake3 loans · $1.7M
  5. 5Cogent Bank3 loans · $2M
  6. 6Mechanics and Farmers Bank3 loans · $0.8M
  7. 7TD Bank, National Association2 loans · $0.1M
  8. 8Valley National Bank2 loans · $1.2M
  9. 9First Federal Bank2 loans · $2.6M
  10. 10Merchants & Marine Bank2 loans · $0.4M
  11. 11Stearns Bank National Association1 loan · $0.2M
  12. 12Bank OZK1 loan · $0.7M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20236634$496,500
FY20246833$487,500
FY20258240$409,000

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in Florida

Snack and Nonalcoholic Beverage Bars in other states

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