SBA lending data · fiscal year 2025

20 lenders funded other miscellaneous durable goods merchant wholesalers in Florida last year

33 SBA 7(a) loans approved under NAICS 423990. Median approval $350,000, median term 120 months, median initial rate 10.5%.

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What was actually approved

33
loans approved
20
distinct lenders
$150k
25th percentile
$500k
75th percentile

Half of all approvals in this industry and state fell between $150,000 and $500,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1Newtek Bank, National Association6 loans · $1.5M
  2. 2TD Bank, National Association3 loans · $0.5M
  3. 3Northeast Bank3 loans · $0.9M
  4. 4JPMorgan Chase Bank, National Association2 loans · $0.9M
  5. 5BayFirst National Bank2 loans · $0.3M
  6. 6Amerant Bank, National Association2 loans · $3.4M
  7. 7Live Oak Banking Company2 loans · $0.5M
  8. 8VelocitySBA, LLC1 loan · $1.9M
  9. 9TowneBank1 loan · $0.8M
  10. 10US Century Bank1 loan · $3M
  11. 11Heritage Bank Inc1 loan · $0.2M
  12. 12First American Bank1 loan · $1M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20231610$250,000
FY20244418$187,500
FY20253320$350,000

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in Florida

Other Miscellaneous Durable Goods Merchant Wholesalers in other states

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