SBA lending data · fiscal year 2025
18 lenders funded commercial and institutional building construction in Florida last year
42 SBA 7(a) loans approved under NAICS 236220. Median approval $220,000, median term 120 months, median initial rate 11%.
What was actually approved
Half of all approvals in this industry and state fell between $150,000 and $346,475. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1JPMorgan Chase Bank, National Association10 loans · $2.7M
- 2Northeast Bank9 loans · $2M
- 3The Huntington National Bank4 loans · $6.6M
- 4TD Bank, National Association3 loans · $0.3M
- 5BayFirst National Bank2 loans · $0.3M
- 6Fifth Third Bank2 loans · $0.1M
- 7CDC Small Business Finance Corp.1 loan · $0.2M
- 8Wells Fargo Bank National Association1 loan · $0M
- 9PNC Bank, National Association1 loan · $0.1M
- 10Bank of America, National Association1 loan · $0.2M
- 11Lendistry SBLC, LLC1 loan · $0.3M
- 12Enterprise Bank & Trust1 loan · $0.3M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 29 | 10 | $180,000 |
| FY2024 | 32 | 11 | $150,000 |
| FY2025 | 42 | 18 | $220,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Florida
- Full-Service Restaurants · 231 loans
- Limited-Service Restaurants · 183 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 138 loans
- Residential Remodelers · 135 loans
- Fitness and Recreational Sports Centers · 131 loans
- All Other Specialty Trade Contractors · 131 loans
- Beauty Salons · 104 loans
- Insurance Agencies and Brokerages · 101 loans
Commercial and Institutional Building Construction in other states
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