SBA lending data · fiscal year 2025

51 lenders funded snack and nonalcoholic beverage bars in California last year

150 SBA 7(a) loans approved under NAICS 722515. Median approval $250,000, median term 120 months, median initial rate 10%.

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What was actually approved

150
loans approved
51
distinct lenders
$53k
25th percentile
$499k
75th percentile

Half of all approvals in this industry and state fell between $52,650 and $499,375. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1The Huntington National Bank20 loans · $4.5M
  2. 2U.S. Bank, National Association18 loans · $0.8M
  3. 3Lendistry SBLC, LLC10 loans · $1.1M
  4. 4Newtek Bank, National Association9 loans · $2.7M
  5. 5Bank of Hope7 loans · $4.4M
  6. 6Northeast Bank6 loans · $0.3M
  7. 7Celtic Bank Corporation6 loans · $1.6M
  8. 8Woori America Bank6 loans · $3.7M
  9. 9Zions Bank, A Division of5 loans · $0.5M
  10. 10Citizens Bank4 loans · $2.6M
  11. 11Wells Fargo Bank National Association4 loans · $1M
  12. 12Readycap Lending, LLC4 loans · $1.4M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY202311543$317,000
FY202411047$287,500
FY202515051$250,000

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in California

Snack and Nonalcoholic Beverage Bars in other states

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