SBA lending data · fiscal year 2025

34 lenders funded supermarkets and other grocery retailers (except convenience retailers) in California last year

70 SBA 7(a) loans approved under NAICS 445110. Median approval $500,000, median term 120 months, median initial rate 10%.

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What was actually approved

70
loans approved
34
distinct lenders
$150k
25th percentile
$855k
75th percentile

Half of all approvals in this industry and state fell between $150,000 and $855,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1Northeast Bank9 loans · $1.6M
  2. 2Open Bank6 loans · $3.6M
  3. 3US Metro Bank4 loans · $3.2M
  4. 4Commonwealth Business Bank3 loans · $8.7M
  5. 5U.S. Bank, National Association3 loans · $1.5M
  6. 6Lendistry SBLC, LLC3 loans · $0.7M
  7. 7PCB Bank3 loans · $2.9M
  8. 8Readycap Lending, LLC3 loans · $1.5M
  9. 9JPMorgan Chase Bank, National Association3 loans · $0.6M
  10. 10Hanmi Bank2 loans · $5.2M
  11. 11Shinhan Bank America2 loans · $1.1M
  12. 12West Coast Community Bank2 loans · $2.5M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20237230$500,000
FY20244123$560,000
FY20257034$500,000

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in California

Supermarkets and Other Grocery Retailers (except Convenience Retailers) in other states

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