SBA lending data · fiscal year 2025
37 lenders funded all other professional, scientific, and technical services in California last year
111 SBA 7(a) loans approved under NAICS 541990. Median approval $150,000, median term 120 months, median initial rate 10.5%.
What was actually approved
Half of all approvals in this industry and state fell between $73,500 and $482,500. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1Readycap Lending, LLC18 loans · $3.3M
- 2Northeast Bank18 loans · $3M
- 3The Huntington National Bank9 loans · $3.7M
- 4JPMorgan Chase Bank, National Association6 loans · $1.3M
- 5Newtek Bank, National Association6 loans · $1.4M
- 6Live Oak Banking Company6 loans · $5.5M
- 7BayFirst National Bank5 loans · $0.5M
- 8U.S. Bank, National Association5 loans · $1M
- 9CalPrivate Bank3 loans · $4.5M
- 10AMPAC Tri-State CDC, Inc.3 loans · $0.5M
- 11Fifth Third Bank2 loans · $0.7M
- 12Lendistry SBLC, LLC2 loans · $0.1M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 50 | 23 | $200,000 |
| FY2024 | 84 | 29 | $150,000 |
| FY2025 | 111 | 37 | $150,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in California
- Full-Service Restaurants · 461 loans
- Limited-Service Restaurants · 326 loans
- Fitness and Recreational Sports Centers · 190 loans
- Residential Remodelers · 172 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 166 loans
- General Automotive Repair · 156 loans
- Snack and Nonalcoholic Beverage Bars · 150 loans
- Offices of Dentists · 136 loans
All Other Professional, Scientific, and Technical Services in other states
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