SBA lending data · fiscal year 2025
16 lenders funded veterinary services in California last year
30 SBA 7(a) loans approved under NAICS 541940. Median approval $802,100, median term 120 months, median initial rate 8%.
What was actually approved
Half of all approvals in this industry and state fell between $186,925 and $3,220,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1Live Oak Banking Company9 loans · $29.3M
- 2Zions Bank, A Division of2 loans · $0.3M
- 3Bank of America, National Association2 loans · $2.6M
- 4Seacoast National Bank2 loans · $4.1M
- 5Lendistry SBLC, LLC2 loans · $0.4M
- 6Fifth Third Bank2 loans · $1.8M
- 7BayFirst National Bank2 loans · $0.2M
- 8Banc of California1 loan · $4.5M
- 9Golden Bank National Association1 loan · $0.5M
- 10California Bank of Commerce, NA1 loan · $1M
- 11Wells Fargo Bank National Association1 loan · $0M
- 12U.S. Bank, National Association1 loan · $0.1M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 28 | 14 | $1,005,500 |
| FY2024 | 26 | 12 | $1,337,850 |
| FY2025 | 30 | 16 | $802,100 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in California
- Full-Service Restaurants · 461 loans
- Limited-Service Restaurants · 326 loans
- Fitness and Recreational Sports Centers · 190 loans
- Residential Remodelers · 172 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 166 loans
- General Automotive Repair · 156 loans
- Snack and Nonalcoholic Beverage Bars · 150 loans
- Offices of Dentists · 136 loans
Veterinary Services in other states
Your plan can name these lenders
Every plan we build pulls this same data for your state and industry, positions your request against the real distribution of approvals, and computes the coverage ratio your deal is actually held to.
See your free preview