SBA lending data · fiscal year 2025
26 lenders funded snack and nonalcoholic beverage bars in Georgia last year
49 SBA 7(a) loans approved under NAICS 722515. Median approval $400,000, median term 120 months, median initial rate 9.75%.
What was actually approved
Half of all approvals in this industry and state fell between $240,000 and $572,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1The Huntington National Bank8 loans · $2.5M
- 2First Bank of the Lake6 loans · $3.9M
- 3United Community Bank3 loans · $1.3M
- 4Wells Fargo Bank National Association3 loans · $0M
- 5Magnifi Financial CU3 loans · $1.4M
- 6Newtek Bank, National Association3 loans · $0.7M
- 7New Millennium Bank2 loans · $0.4M
- 8Metro City Bank2 loans · $1.2M
- 9Oconee State Bank2 loans · $1.1M
- 10ConnectOne Bank1 loan · $0.5M
- 11Hanmi Bank1 loan · $0.4M
- 12Coastal Area District Development Authority, Inc.1 loan · $0.1M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 19 | 9 | $320,000 |
| FY2024 | 32 | 22 | $430,000 |
| FY2025 | 49 | 26 | $400,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Georgia
- Full-Service Restaurants · 130 loans
- Limited-Service Restaurants · 123 loans
- Child Care Services · 55 loans
- Residential Remodelers · 50 loans
- Fitness and Recreational Sports Centers · 49 loans
- Beer, Wine, and Liquor Retailers · 45 loans
- Hotels (except Casino Hotels) and Motels · 42 loans
- Offices of Physicians (except Mental Health Specialists) · 38 loans
Snack and Nonalcoholic Beverage Bars in other states
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