SBA lending data · fiscal year 2025
26 lenders funded child care services in Pennsylvania last year
53 SBA 7(a) loans approved under NAICS 624410. Median approval $253,000, median term 120 months, median initial rate 10.25%.
What was actually approved
Half of all approvals in this industry and state fell between $110,000 and $900,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1Northeast Bank7 loans · $1.4M
- 2The Huntington National Bank5 loans · $5.7M
- 3Wilmington Savings Fund Society FSB5 loans · $4.1M
- 4Newtek Bank, National Association4 loans · $0.8M
- 5Manufacturers and Traders Trust Company3 loans · $0.2M
- 6Readycap Lending, LLC3 loans · $1.1M
- 7TD Bank, National Association2 loans · $0.2M
- 8Customers Bank2 loans · $5M
- 9BayFirst National Bank2 loans · $0.1M
- 10PNC Bank, National Association2 loans · $0.9M
- 11Citizens Bank, National Association2 loans · $2.9M
- 12Community Bank, National Association2 loans · $0.1M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 39 | 23 | $250,000 |
| FY2024 | 50 | 22 | $232,500 |
| FY2025 | 53 | 26 | $253,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Pennsylvania
- Full-Service Restaurants · 123 loans
- Limited-Service Restaurants · 89 loans
- Residential Remodelers · 82 loans
- Landscaping Services · 72 loans
- Fitness and Recreational Sports Centers · 65 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 65 loans
- General Freight Trucking, Local · 54 loans
- Snack and Nonalcoholic Beverage Bars · 53 loans
Your plan can name these lenders
Every plan we build pulls this same data for your state and industry, positions your request against the real distribution of approvals, and computes the coverage ratio your deal is actually held to.
See your free preview