SBA lending data · fiscal year 2025
27 lenders funded child care services in Georgia last year
55 SBA 7(a) loans approved under NAICS 624410. Median approval $680,000, median term 133 months, median initial rate 9.75%.
What was actually approved
Half of all approvals in this industry and state fell between $303,000 and $1,803,500. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1The Huntington National Bank8 loans · $15.2M
- 2Harvest Small Business Finance, LLC5 loans · $6.3M
- 3Bank of America, National Association4 loans · $2.1M
- 4Readycap Lending, LLC3 loans · $2.8M
- 5Newtek Bank, National Association3 loans · $0.8M
- 6Regions Bank3 loans · $1.9M
- 7Northeast Bank2 loans · $0.1M
- 8Lendistry SBLC, LLC2 loans · $0.5M
- 9Byline Bank2 loans · $1.2M
- 10The Bancorp Bank National Association2 loans · $3.9M
- 11Merchants & Marine Bank2 loans · $0.8M
- 12Live Oak Banking Company2 loans · $6.6M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 34 | 22 | $751,250 |
| FY2024 | 49 | 20 | $697,000 |
| FY2025 | 55 | 27 | $680,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Georgia
- Full-Service Restaurants · 130 loans
- Limited-Service Restaurants · 123 loans
- Residential Remodelers · 50 loans
- Fitness and Recreational Sports Centers · 49 loans
- Snack and Nonalcoholic Beverage Bars · 49 loans
- Beer, Wine, and Liquor Retailers · 45 loans
- Hotels (except Casino Hotels) and Motels · 42 loans
- Offices of Physicians (except Mental Health Specialists) · 38 loans
Your plan can name these lenders
Every plan we build pulls this same data for your state and industry, positions your request against the real distribution of approvals, and computes the coverage ratio your deal is actually held to.
See your free preview