SBA lending data · fiscal year 2025
21 lenders funded residential remodelers in Pennsylvania last year
82 SBA 7(a) loans approved under NAICS 236118. Median approval $62,500, median term 120 months, median initial rate 11%.
What was actually approved
Half of all approvals in this industry and state fell between $35,000 and $150,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1TD Bank, National Association23 loans · $1.4M
- 2Manufacturers and Traders Trust Company9 loans · $0.5M
- 3Northeast Bank6 loans · $1.1M
- 4BayFirst National Bank5 loans · $0.9M
- 5The Huntington National Bank5 loans · $0.3M
- 6Readycap Lending, LLC5 loans · $0.8M
- 7United Midwest Savings Bank National Association4 loans · $0.6M
- 8Northwest Bank4 loans · $5.3M
- 9Santander Bank, National Association2 loans · $0.2M
- 10First Bank of the Lake2 loans · $0.8M
- 11PNC Bank, National Association2 loans · $0.1M
- 12Wells Fargo Bank National Association2 loans · $0M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 67 | 17 | $40,000 |
| FY2024 | 81 | 16 | $50,000 |
| FY2025 | 82 | 21 | $62,500 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Pennsylvania
- Full-Service Restaurants · 123 loans
- Limited-Service Restaurants · 89 loans
- Landscaping Services · 72 loans
- Fitness and Recreational Sports Centers · 65 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 65 loans
- General Freight Trucking, Local · 54 loans
- Child Care Services · 53 loans
- Snack and Nonalcoholic Beverage Bars · 53 loans
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