SBA lending data · fiscal year 2025

27 lenders funded child care services in New York last year

66 SBA 7(a) loans approved under NAICS 624410. Median approval $122,500, median term 120 months, median initial rate 11%.

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What was actually approved

66
loans approved
27
distinct lenders
$50k
25th percentile
$785k
75th percentile

Half of all approvals in this industry and state fell between $50,000 and $784,675. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1TD Bank, National Association11 loans · $1.3M
  2. 2Northeast Bank10 loans · $1.2M
  3. 3Lendistry SBLC, LLC6 loans · $3.2M
  4. 4Newtek Bank, National Association4 loans · $2.8M
  5. 5Wells Fargo Bank National Association3 loans · $3.2M
  6. 6Celtic Bank Corporation3 loans · $2.1M
  7. 7Readycap Lending, LLC2 loans · $1.2M
  8. 8JPMorgan Chase Bank, National Association2 loans · $0M
  9. 9First Bank of the Lake2 loans · $0.6M
  10. 10Manufacturers and Traders Trust Company2 loans · $0.4M
  11. 11ESL FCU2 loans · $0.1M
  12. 12Port 51 Lending LLC2 loans · $1.8M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20234021$138,500
FY20245625$60,000
FY20256627$122,500

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in New York

Child Care Services in other states

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