SBA lending data · fiscal year 2025

17 lenders funded child care services in Ohio last year

54 SBA 7(a) loans approved under NAICS 624410. Median approval $142,000, median term 120 months, median initial rate 10%.

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What was actually approved

54
loans approved
17
distinct lenders
$50k
25th percentile
$603k
75th percentile

Half of all approvals in this industry and state fell between $50,000 and $602,975. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1The Huntington National Bank28 loans · $7.1M
  2. 2First National Bank of Pennsylvania4 loans · $3.5M
  3. 3Live Oak Banking Company3 loans · $11.1M
  4. 4Readycap Lending, LLC2 loans · $0.1M
  5. 5Fifth Third Bank2 loans · $0.5M
  6. 6Celtic Bank Corporation2 loans · $0.1M
  7. 7Northwest Bank2 loans · $1.4M
  8. 8Byline Bank2 loans · $1.5M
  9. 9Peoples Bank1 loan · $0.1M
  10. 10U.S. Bank, National Association1 loan · $0M
  11. 11First Bank of the Lake1 loan · $0.5M
  12. 12Valley Economic Development Partners, Inc.1 loan · $0.3M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20234316$150,000
FY20245119$150,000
FY20255417$142,000

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in Ohio

Child Care Services in other states

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