SBA lending data · fiscal year 2025

39 lenders funded limited-service restaurants in Pennsylvania last year

89 SBA 7(a) loans approved under NAICS 722513. Median approval $296,500, median term 120 months, median initial rate 10%.

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What was actually approved

89
loans approved
39
distinct lenders
$61k
25th percentile
$548k
75th percentile

Half of all approvals in this industry and state fell between $61,000 and $548,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1The Huntington National Bank12 loans · $1.9M
  2. 2Live Oak Banking Company7 loans · $7.4M
  3. 3Manufacturers and Traders Trust Company6 loans · $0.2M
  4. 4Meridian Bank6 loans · $2.8M
  5. 5TD Bank, National Association5 loans · $0.1M
  6. 6Fulton Bank, National Association4 loans · $2.9M
  7. 7PNC Bank, National Association3 loans · $0.9M
  8. 8Univest Bank and Trust Co3 loans · $1.5M
  9. 9Woori America Bank3 loans · $0.8M
  10. 10Northwest Bank3 loans · $0.5M
  11. 11Newtek Bank, National Association3 loans · $4.4M
  12. 12Readycap Lending, LLC2 loans · $0.1M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20238532$150,000
FY20248734$167,000
FY20258939$296,500

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in Pennsylvania

Limited-Service Restaurants in other states

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