SBA lending data · fiscal year 2025

20 lenders funded general automotive repair in New York last year

71 SBA 7(a) loans approved under NAICS 811111. Median approval $80,000, median term 120 months, median initial rate 10.5%.

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What was actually approved

71
loans approved
20
distinct lenders
$35k
25th percentile
$250k
75th percentile

Half of all approvals in this industry and state fell between $35,000 and $250,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1Manufacturers and Traders Trust Company24 loans · $1.2M
  2. 2Newtek Bank, National Association11 loans · $3M
  3. 3TD Bank, National Association7 loans · $1.9M
  4. 4Five Star Bank3 loans · $0.2M
  5. 5ESL FCU3 loans · $0.6M
  6. 6Northeast Bank3 loans · $0.3M
  7. 7Celtic Bank Corporation2 loans · $0.3M
  8. 8Harvest Small Business Finance, LLC2 loans · $2.3M
  9. 9JPMorgan Chase Bank, National Association2 loans · $0.1M
  10. 10Webster Bank National Association2 loans · $0.5M
  11. 11First National Bank of Pennsylvania2 loans · $0.8M
  12. 12The Huntington National Bank2 loans · $1.4M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20234118$145,000
FY20243822$100,000
FY20257120$80,000

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in New York

General Automotive Repair in other states

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