SBA lending data · fiscal year 2025

26 lenders funded residential remodelers in New York last year

161 SBA 7(a) loans approved under NAICS 236118. Median approval $76,000, median term 120 months, median initial rate 10.75%.

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What was actually approved

161
loans approved
26
distinct lenders
$28k
25th percentile
$200k
75th percentile

Half of all approvals in this industry and state fell between $28,000 and $200,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1TD Bank, National Association53 loans · $5.4M
  2. 2Manufacturers and Traders Trust Company33 loans · $5.7M
  3. 3JPMorgan Chase Bank, National Association15 loans · $2.9M
  4. 4Northeast Bank14 loans · $1.9M
  5. 5BayFirst National Bank6 loans · $0.6M
  6. 6Five Star Bank6 loans · $0.2M
  7. 7Citibank, N.A.5 loans · $0.2M
  8. 8Readycap Lending, LLC3 loans · $1M
  9. 9Lendistry SBLC, LLC3 loans · $0.6M
  10. 10KeyBank National Association3 loans · $0.1M
  11. 11The Huntington National Bank3 loans · $0.7M
  12. 12United Midwest Savings Bank National Association2 loans · $0.4M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY202311213$80,000
FY202414322$100,000
FY202516126$76,000

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in New York

Residential Remodelers in other states

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