SBA lending data · fiscal year 2025
11 lenders funded child care services in Colorado last year
16 SBA 7(a) loans approved under NAICS 624410. Median approval $1,589,000, median term 122 months, median initial rate 9%.
What was actually approved
Half of all approvals in this industry and state fell between $767,075 and $2,811,875. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1Live Oak Banking Company4 loans · $9.1M
- 2The Huntington National Bank3 loans · $1.6M
- 3T Bank, National Association1 loan · $0.7M
- 4First-Citizens Bank & Trust Company1 loan · $1.9M
- 5First Interstate Bank1 loan · $3.5M
- 6U.S. Bank, National Association1 loan · $0M
- 7Milestone Bank1 loan · $2.6M
- 8SouthState Bank, National Association1 loan · $1M
- 9Mission Valley Bank1 loan · $4.2M
- 10Wells Fargo Bank National Association1 loan · $4.2M
- 11VelocitySBA, LLC1 loan · $2M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 26 | 21 | $855,000 |
| FY2024 | 24 | 15 | $327,500 |
| FY2025 | 16 | 11 | $1,589,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Colorado
- Full-Service Restaurants · 102 loans
- Beer, Wine, and Liquor Retailers · 87 loans
- Limited-Service Restaurants · 61 loans
- Fitness and Recreational Sports Centers · 59 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 52 loans
- Electrical Contractors and Other Wiring Installation Contractors · 49 loans
- Residential Remodelers · 48 loans
- Beauty Salons · 44 loans
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