SBA lending data · fiscal year 2025
37 lenders funded full-service restaurants in Colorado last year
102 SBA 7(a) loans approved under NAICS 722511. Median approval $277,500, median term 120 months, median initial rate 10%.
What was actually approved
Half of all approvals in this industry and state fell between $149,625 and $682,775. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1The Huntington National Bank22 loans · $8.8M
- 2Newtek Bank, National Association10 loans · $4.2M
- 3Northeast Bank10 loans · $2.1M
- 4KeyBank National Association6 loans · $2.7M
- 5U.S. Bank, National Association4 loans · $0.1M
- 6Colorado Enterprise Fund4 loans · $0.9M
- 7Wells Fargo Bank National Association4 loans · $5.6M
- 8Hanmi Bank3 loans · $1.5M
- 9JPMorgan Chase Bank, National Association3 loans · $1.9M
- 10FMS Bank3 loans · $2.3M
- 11Community Banks of Colorado, A Division of NBH Bank2 loans · $3.2M
- 12SouthState Bank, National Association2 loans · $2.5M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 81 | 28 | $242,000 |
| FY2024 | 84 | 36 | $394,500 |
| FY2025 | 102 | 37 | $277,500 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Colorado
- Beer, Wine, and Liquor Retailers · 87 loans
- Limited-Service Restaurants · 61 loans
- Fitness and Recreational Sports Centers · 59 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 52 loans
- Electrical Contractors and Other Wiring Installation Contractors · 49 loans
- Residential Remodelers · 48 loans
- Beauty Salons · 44 loans
- All Other Specialty Trade Contractors · 40 loans
Full-Service Restaurants in other states
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