SBA lending data · fiscal year 2025
18 lenders funded all other specialty trade contractors in Illinois last year
35 SBA 7(a) loans approved under NAICS 238990. Median approval $272,600, median term 120 months, median initial rate 9.25%.
What was actually approved
Half of all approvals in this industry and state fell between $79,000 and $462,500. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1U.S. Bank, National Association6 loans · $0.8M
- 2The Huntington National Bank5 loans · $2.9M
- 3Crystal Lake Bank & Trust Company, National Association4 loans · $1.5M
- 4Northeast Bank3 loans · $1.2M
- 5Village Bank and Trust, National Association2 loans · $1.2M
- 6JPMorgan Chase Bank, National Association2 loans · $0.4M
- 7First National Bank of Pennsylvania2 loans · $1.4M
- 8Fifth Third Bank1 loan · $0M
- 9City National Bank of Florida1 loan · $0.4M
- 10Citibank, N.A.1 loan · $0.1M
- 11Bank of Springfield1 loan · $0.1M
- 12Readycap Lending, LLC1 loan · $0.1M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 36 | 16 | $202,500 |
| FY2024 | 31 | 16 | $150,000 |
| FY2025 | 35 | 18 | $272,600 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Illinois
- Full-Service Restaurants · 174 loans
- General Freight Trucking, Long-Distance, Truckload · 174 loans
- Limited-Service Restaurants · 88 loans
- General Freight Trucking, Local · 76 loans
- Residential Remodelers · 71 loans
- General Automotive Repair · 63 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 59 loans
- Child Care Services · 58 loans
All Other Specialty Trade Contractors in other states
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