SBA lending data · fiscal year 2025
17 lenders funded snack and nonalcoholic beverage bars in Missouri last year
28 SBA 7(a) loans approved under NAICS 722515. Median approval $530,000, median term 126 months, median initial rate 10%.
What was actually approved
Half of all approvals in this industry and state fell between $268,500 and $901,350. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1The Huntington National Bank5 loans · $4.1M
- 2United Community Bank5 loans · $2.2M
- 3Byline Bank3 loans · $4.7M
- 4Midwest Regional Bank2 loans · $0.6M
- 5Community Banks of Colorado, A Division of NBH Bank1 loan · $0.3M
- 6OakStar Bank1 loan · $0.2M
- 7First Interstate Bank1 loan · $0.5M
- 8Small Business Bank1 loan · $0.3M
- 9Busey Bank1 loan · $0.5M
- 10The Bank of Missouri1 loan · $0.6M
- 11FCNB Bank1 loan · $1.7M
- 12NBKC Bank1 loan · $0.1M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 13 | 11 | $238,400 |
| FY2024 | 8 | 7 | $598,400 |
| FY2025 | 28 | 17 | $530,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Missouri
Snack and Nonalcoholic Beverage Bars in other states
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