SBA lending data · fiscal year 2025

15 lenders funded all other personal services in New Jersey last year

28 SBA 7(a) loans approved under NAICS 812990. Median approval $89,500, median term 120 months, median initial rate 11%.

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What was actually approved

28
loans approved
15
distinct lenders
$30k
25th percentile
$163k
75th percentile

Half of all approvals in this industry and state fell between $29,850 and $162,500. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1TD Bank, National Association7 loans · $0.2M
  2. 2JPMorgan Chase Bank, National Association3 loans · $0.1M
  3. 3Northeast Bank3 loans · $0.2M
  4. 4Readycap Lending, LLC2 loans · $0.2M
  5. 5The Huntington National Bank2 loans · $1.2M
  6. 6First Internet Bank of Indiana2 loans · $1.8M
  7. 7Byline Bank1 loan · $0.7M
  8. 8Newtek Bank, National Association1 loan · $0.2M
  9. 9Manufacturers and Traders Trust Company1 loan · $0.2M
  10. 10Shoreham Bank1 loan · $0.1M
  11. 11Fidelity Deposit and Discount Bank1 loan · $0.8M
  12. 12BayFirst National Bank1 loan · $0.1M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY2023127$42,500
FY20242211$72,300
FY20252815$89,500

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in New Jersey

All Other Personal Services in other states

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