SBA lending data · fiscal year 2025
13 lenders funded residential remodelers in Arizona last year
30 SBA 7(a) loans approved under NAICS 236118. Median approval $152,950, median term 120 months, median initial rate 11%.
What was actually approved
Half of all approvals in this industry and state fell between $72,125 and $330,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1U.S. Bank, National Association5 loans · $0.3M
- 2Zions Bank, A Division of5 loans · $2.4M
- 3Northeast Bank4 loans · $0.7M
- 4BayFirst National Bank3 loans · $0.4M
- 5United Midwest Savings Bank National Association2 loans · $0.3M
- 6Wells Fargo Bank National Association2 loans · $1.6M
- 7Celtic Bank Corporation2 loans · $0.2M
- 8JPMorgan Chase Bank, National Association2 loans · $0.6M
- 9BNC National Bank1 loan · $0.3M
- 10CenTrust Bank, A Division of SmartBiz Bank National Association1 loan · $0.4M
- 11Integro Bank1 loan · $1.5M
- 12AMPAC Tri-State CDC, Inc.1 loan · $0.3M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 19 | 11 | $75,000 |
| FY2024 | 19 | 10 | $150,000 |
| FY2025 | 30 | 13 | $152,950 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Arizona
- Full-Service Restaurants · 58 loans
- Limited-Service Restaurants · 50 loans
- Fitness and Recreational Sports Centers · 42 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 42 loans
- Offices of Physicians (except Mental Health Specialists) · 34 loans
- General Automotive Repair · 32 loans
- All Other Specialty Trade Contractors · 32 loans
- Beauty Salons · 32 loans
Your plan can name these lenders
Every plan we build pulls this same data for your state and industry, positions your request against the real distribution of approvals, and computes the coverage ratio your deal is actually held to.
See your free preview