SBA lending data · fiscal year 2025
11 lenders funded other personal care services in Massachusetts last year
17 SBA 7(a) loans approved under NAICS 812199. Median approval $50,000, median term 120 months, median initial rate 10.5%.
What was actually approved
Half of all approvals in this industry and state fell between $30,000 and $125,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1TD Bank, National Association4 loans · $0.1M
- 2Newtek Bank, National Association3 loans · $0.8M
- 3Rockland Trust Company2 loans · $1.5M
- 4Bristol County Savings Bank1 loan · $0.3M
- 5Manufacturers and Traders Trust Company1 loan · $0M
- 6Northeast Bank1 loan · $0.1M
- 7Bank of America, National Association1 loan · $0.1M
- 8The Cape Cod Five Cents Savings Bank1 loan · $0M
- 9Align Credit Union1 loan · $0M
- 10Avidia Bank1 loan · $0.1M
- 11Newburyport Five Cents Savings Bank1 loan · $0.1M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 28 | 15 | $142,500 |
| FY2024 | 27 | 12 | $110,000 |
| FY2025 | 17 | 11 | $50,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Massachusetts
- Full-Service Restaurants · 112 loans
- Limited-Service Restaurants · 78 loans
- Landscaping Services · 69 loans
- Residential Remodelers · 66 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 46 loans
- Beauty Salons · 43 loans
- Electrical Contractors and Other Wiring Installation Contractors · 43 loans
- Fitness and Recreational Sports Centers · 40 loans
Other Personal Care Services in other states
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