SBA lending data · fiscal year 2025
22 lenders funded limited-service restaurants in Maryland last year
65 SBA 7(a) loans approved under NAICS 722513. Median approval $260,000, median term 120 months, median initial rate 10.25%.
What was actually approved
Half of all approvals in this industry and state fell between $60,000 and $500,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1Manufacturers and Traders Trust Company25 loans · $4M
- 2Northeast Bank5 loans · $0.9M
- 3Readycap Lending, LLC4 loans · $7.4M
- 4Newtek Bank, National Association4 loans · $2.1M
- 5Celtic Bank Corporation3 loans · $0.9M
- 6Wilmington Savings Fund Society FSB3 loans · $1.1M
- 7The Huntington National Bank3 loans · $1.3M
- 8Fulton Bank, National Association2 loans · $0.7M
- 9TowneBank2 loans · $1M
- 10Open Bank2 loans · $0.5M
- 11Live Oak Banking Company1 loan · $0.5M
- 12Bank of Clarke1 loan · $0.9M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 33 | 15 | $350,000 |
| FY2024 | 49 | 15 | $150,000 |
| FY2025 | 65 | 22 | $260,000 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in Maryland
- Full-Service Restaurants · 60 loans
- Residential Remodelers · 41 loans
- Administrative Management and General Management Consulting Services · 41 loans
- General Automotive Repair · 30 loans
- Beauty Salons · 30 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 29 loans
- Landscaping Services · 29 loans
- Home Health Care Services · 29 loans
Limited-Service Restaurants in other states
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