SBA lending data · fiscal year 2025
19 lenders funded hotels (except casino hotels) and motels in North Carolina last year
46 SBA 7(a) loans approved under NAICS 721110. Median approval $2,914,200, median term 300 months, median initial rate 9%.
What was actually approved
Half of all approvals in this industry and state fell between $1,569,800 and $4,366,175. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.
The most active lenders
Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.
- 1GBank16 loans · $62M
- 2Peoples Bank4 loans · $9.7M
- 3Open Bank3 loans · $7.1M
- 4United FCU3 loans · $9.9M
- 5U.S. Bank, National Association2 loans · $6.2M
- 6Climate First Bank2 loans · $3.9M
- 7US Metro Bank2 loans · $4.4M
- 8Wells Fargo Bank National Association2 loans · $4M
- 9TowneBank2 loans · $1.8M
- 10Northeast Bank1 loan · $0.2M
- 11The Fidelity Bank1 loan · $4M
- 12Beacon Bank and Trust1 loan · $3.4M
This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.
Is this industry getting easier or harder to finance?
| Fiscal year | Loans | Lenders | Median approval |
|---|---|---|---|
| FY2023 | 26 | 10 | $3,409,000 |
| FY2024 | 40 | 12 | $3,332,800 |
| FY2025 | 46 | 19 | $2,914,200 |
Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.
Where this comes from
The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.
This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.
Other industries in North Carolina
- Full-Service Restaurants · 91 loans
- Limited-Service Restaurants · 70 loans
- Residential Remodelers · 48 loans
- Fitness and Recreational Sports Centers · 45 loans
- Snack and Nonalcoholic Beverage Bars · 41 loans
- New Single-Family Housing Construction (except For-Sale Builders) · 40 loans
- Plumbing, Heating, and Air-Conditioning Contractors · 38 loans
- Other Personal Care Services · 38 loans
Hotels (except Casino Hotels) and Motels in other states
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