SBA lending data · fiscal year 2025

17 lenders funded clothing and clothing accessories retailers in New Jersey last year

40 SBA 7(a) loans approved under NAICS 458110. Median approval $215,400, median term 120 months, median initial rate 11%.

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What was actually approved

40
loans approved
17
distinct lenders
$91k
25th percentile
$445k
75th percentile

Half of all approvals in this industry and state fell between $91,250 and $444,875. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1TD Bank, National Association10 loans · $1M
  2. 2Northeast Bank4 loans · $1M
  3. 3Readycap Lending, LLC4 loans · $1.3M
  4. 4BayFirst National Bank4 loans · $0.4M
  5. 5Lendistry SBLC, LLC3 loans · $0.6M
  6. 6Provident Bank2 loans · $2.4M
  7. 7First Internet Bank of Indiana2 loans · $5M
  8. 8JPMorgan Chase Bank, National Association2 loans · $0.5M
  9. 9OceanFirst Bank, National Association1 loan · $0.5M
  10. 10Meridian Bank1 loan · $1M
  11. 11New Millennium Bank1 loan · $1.8M
  12. 12Live Oak Banking Company1 loan · $0.4M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20231911$95,000
FY20242616$150,000
FY20254017$215,400

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in New Jersey

Clothing and Clothing Accessories Retailers in other states

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