SBA lending data · fiscal year 2025

28 lenders funded full-service restaurants in Indiana last year

45 SBA 7(a) loans approved under NAICS 722511. Median approval $219,000, median term 120 months, median initial rate 9.5%.

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What was actually approved

45
loans approved
28
distinct lenders
$100k
25th percentile
$537k
75th percentile

Half of all approvals in this industry and state fell between $100,000 and $537,000. A request well outside that band is not impossible — it draws more scrutiny on collateral and management experience.

The most active lenders

Ranked by how many loans each actually approved in this industry and state — not by advertising spend. A lender that has written twenty of these already knows the questions to ask.

  1. 1The Huntington National Bank7 loans · $0.6M
  2. 2Fifth Third Bank4 loans · $0.4M
  3. 3Lendistry SBLC, LLC3 loans · $0.7M
  4. 41st Source Bank2 loans · $0.7M
  5. 5Old National Bank2 loans · $0.7M
  6. 6The Bippus State Bank2 loans · $1.1M
  7. 7First Merchants Bank2 loans · $0.2M
  8. 8Northeast Bank2 loans · $0.3M
  9. 9Centra Credit Union2 loans · $1.9M
  10. 10Celtic Bank Corporation1 loan · $2M
  11. 11Citizens State Bank of New Castle1 loan · $0.2M
  12. 12Flagship Enterprise Center, Inc. (dba Bankable)1 loan · $0M

This list is not a recommendation and these lenders have no relationship with this site. It reports approvals recorded in U.S. Small Business Administration, FOIA 7(a) and 504 loan approval data (data.sba.gov), fiscal year 2025, as of 2026-06-30.

Is this industry getting easier or harder to finance?

Fiscal yearLoansLendersMedian approval
FY20236227$287,400
FY20246029$200,000
FY20254528$219,000

Only completed fiscal years are shown. The SBA fiscal year ends 30 September; a partial year compared against full ones makes any industry look like it is closing.

Where this comes from

The SBA publishes every approved 7(a) and 504 loan under FOIA: the lender, the borrower's state, the industry code, the amount, the term and the initial rate. We indexed 4 fiscal years of it, alongside Census and BLS data. Figures on this page are as published on 2026-06-30.

This page reports approvals. It says nothing about how many applications were declined, and it is not a prediction about yours. This site is not affiliated with, endorsed by, or approved by the U.S. Small Business Administration.

Other industries in Indiana

Full-Service Restaurants in other states

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